Friday 14 August 2015

FIS purchase of Sungard – is big always beautiful?

FIS has made its biggest acquisition to date, splashing out $9.1 billion on fellow US vendor Sungard. But with both companies already having large, complex structures and numerous product portfolios (due to their earlier M&A activities), is there a danger of creating a convoluted, near impassable maze?

Tuesday 11 August 2015

Is it time to debate the Digital Only business model?

For many bank executives today, there are very real concerns about the impact on their business models by so called digital disruptors. The question is how long will that disruption last, and is being digital enough of a differentiator to create large corporate casualties?

If you are like me, then you must be getting tired of seeing messages about 'Unicorns' and how Uber owns no taxis, and AirBnB has no hotels blah, blah, blah. 

Wednesday 5 August 2015

How important is a modern core banking system, really?

With an ever-increasing stream of digital-only banks springing up around the world, IBS Intelligence ponders how vital is it for these tech-savvy banks to have genuinely modern core systems?